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It’s school time again! You’re probably feeling excited and maybe a little sad that summer is almost over. Some kids feel nervous or a little scared on the first day of school because of all the new things: new teachers, new friends, and maybe even a new school. Luckily, these “new” worries only stick around […]

During this time of year, many of us are spending a lot of time outside, and summer is particularly enjoyable for hiking and camping. One real risk you face in spending an increased amount of time outdoors or in wooded areas is encountering what I like to call “problem plants”, such as poison ivy, oak, […]

Have you ever worried what would happen if you got in an accident and got sued for thousands or even a million dollars, a lot more than your coverage offers?   How would you pay the difference?   How would you be able to survive?   You would be wiped out financially and lose everything. […]

In addition to watching out for other boaters, docks, and shallow water, boaters need to be on the lookout for submerged items that hover close to the surface due to lower water levels. Whether you own a fishing vessel, runabout, personal watercraft or a pontoon boat, boaters should look at their marine insurance policies to […]

Summertime revolves around things like grilling, fireworks, camping, and lazy afternoons in the hot sun. Also, it can mean burns from grills and fireworks, plus bug bites! Let’s focus on barbecuing… There is nothing better than burgers and hotdogs right off the grill right? Well, grills are more dangerous than you might think. According to […]

Did you know that your LOW deductibles on your current auto, homeowner and commercial insurance policies may be costing you MORE than you think? Your “deductible” is the amount you pay when you make a claim before your insurance company pays. There are many reasons why deductibles exist.   Essentially, there are many expenses associated […]

Summertime is the perfect season to get the boat back in the water. While owning a boat is great fun for the whole family, it can also be stressful. Carrying the proper amount of boat insurance is key to happily enjoying the lake or river this summer.   Here is a quick rundown of boat […]

We hear people talk about stress all the time. We say we’re “stressed-out”, but many of us may not know what stress really is. The term ‘stress’ refers to the response you have when facing circumstances that force you to act, change, or adjust in some way to maintain your footing, or to keep things […]

February is American Heart month and that means it’s a good time to think about being heart healthy. Heart Disease kills more than 600,000 Americans each year. It is the leading killer among both men and women. There are lots of things we can do to stay heart healthy. According to the Center for Disease […]